Here are the main differences between a DIY Investor and a Hands-off Investor:
DIY Investor
You choose your own investments and manage them yourself.
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More control and lower fees
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Requires time, learning, and discipline
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Good if you enjoy learning and staying involved
Hands-Off Investor
You let professionals or automated tools manage investments for you.
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Very little time or effort
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Usually higher fees
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Good if you want simplicity and consistency
Simple comparison:
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DIY = You drive the car
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Hands-off = You’re a passenger