Starting to invest doesn’t require being an expert. It’s about a few simple steps:
1. Have a financial base
Pay high-interest debt and keep some emergency cash so you’re not forced to sell investments early.
2. Pick a simple account
Most people start with a brokerage account (flexible) or a retirement account like a 401(k) or IRA (tax advantages).
3. Start simple
Begin with broad funds (like market-wide ETFs) instead of trying to pick individual stocks.
4. Invest regularly
Put in small amounts consistently. Time and consistency matter more than timing.
5. Think long-term
Ignore daily market noise. Investing works best over years, not weeks.